We've all heard those radio or television advertisements that claim that they can consolidate your credit card debt and settle it so that you only have to pay as little as 5% of what you actually owe. Sounds great doesn't...
We've all heard those radio or television advertisements that claim that they can consolidate your credit card debt and settle it so that you only have to pay as little as 5% of what you actually owe. Sounds great doesn't...
Five or six years ago the real estate market was booming. It seemed that values would just continue to escalate as there was no end in sight to the real estate boom. Many people refinanced during this period or took...
As a bankrutpcy attorney, one of the most frequently asked questions that I receive is how will the bankrutpcy filing effect my credit. Most people come in with the pre-conceived (and incorrect) notion that they will have terrible credit for...
On January 11, 2011, the New York Times reported that “ In numerous opinions, judges have accused lawyers of processing shoddy or even fabricated paperwork in foreclosure actions when representing the banks. ... The role of lawyers is under scrutiny...
In a settlement with the Attorney General of New Jersey "Wells Fargo Home Mortgage has agreed to provide New Jersey consumers with nearly $67 million in loan modifications and pay the state $3.98 million to resolve allegations that companies it...
How Can I Stop a Pre-authorized Debit Being Paid From My Checking Account? ** At the time we are retained, clients frequently tell us that they have authorized monthly debits from their checking account by debt collectors or so-called debt...
As with many aspects of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ("BAPCPA"), practitioners and Courts have struggled with the question of determining the treatment of automobile expenses under the Code. To date, most cases have focused...
Will Home Owners Seeking Mortgage Modification Benefit As Result of Accusations that Banks and the Lawyers Who Represent Them Engaged in a Massive Scheme of Foreclosure Fraud & Perjury to Circumvent the Laws that Govern Foreclosure. Employees of mortgage foreclosure...
The Federal Trade Commission Puts New Restrictions Debt Settlement Companies to Curb Abuses the FTC Had Ignored Despite Repeated Calls by Consumer Advocates and Enforcement Actions Brought By 20 States. On July 29, 2010, the New York Times reported that...