A recent case was decided in favor of a New Jersey Debtor by the Third Circuit Court of Appeals where a "Debt Collector" violated the Fair Debt Collection Practices Act ("FDCPA") and New Jersey New Jersey Consumer Fraud Act ("CFA")...
Supreme Court Holds that Debt Collector Who Filed a Claim in the Bankruptcy Court Barred by the Statue of Limitations Did Not Violate the Fair Debt Collection Practices Act, 15 U. S. C. §1692 et seq. In Midland Funding, v....
Under the provision of the Fair Debt Collection Practices Act, 15 USC §1692 et. seq. (“FDCPA”), attorneys who represent banks and other entities and are engaged in the collection of delinquent mortgage payment and foreclosure proceedings against homeowners are ‘debt...
New Jersey Consumers Must Dispute an Alleged Debt Within 30 Days of Receiving a Demand for Payment from a Debt Collector and the Dispute Must Be In Writing. * The reason why a consumer residing in New Jersey who receives...
People who are experiencing serious debt problems face many difficult decisions. If they feel that they are unable to pay their creditors and debt, they may face the difficult choice of whether to consider a Chapter 7 or Chapter...
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