Chapter 7 Bankruptcy Case and New Jersey Wage Garnishments
Chapter 7 Bankruptcy Case and New Jersey Wage Garnishments

  Bankruptcy Court Holds Consumer Debtor’s Wages, Garnished Within 90 Day Period Prior to Filing Chapter 7 Bankruptcy, Are a Preference A recent decision, Tower Credit, Inc. v. Schott (In re Jackson), 2017 U.S. App. LEXIS 4369, is highlights one...

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Q & A:  How to Dispute An Alleged Debt Under the Fair Debt Collection Practices Act
Q & A: How to Dispute An Alleged Debt Under the Fair Debt Collection Practices Act

New Jersey Consumers Must Dispute an Alleged Debt Within 30 Days of Receiving a Demand for Payment  from a Debt Collector and the Dispute Must Be In Writing.  * The reason why a consumer residing in New Jersey who receives...

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What Debt Collectors Can and Cannot Do?
What Debt Collectors Can and Cannot Do?

People who are experiencing serious debt problems face many difficult decisions.    If they feel that they are unable to pay their creditors and debt, they may face the difficult choice of whether to consider a Chapter 7 or Chapter...

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Stopping a Pre-authorized Debit From Being Paid
Stopping a Pre-authorized Debit From Being Paid

How Can I Stop a Pre-authorized Debit Being Paid From My Checking Account? ** At the time we are retained, clients frequently tell us that they have authorized monthly debits from their checking account by debt collectors or so-called debt...

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FTC Puts New Restrictions Debt Settlement Companies to Curb Abuses
FTC Puts New Restrictions Debt Settlement Companies to Curb Abuses

The Federal Trade Commission Puts New Restrictions Debt Settlement Companies to Curb Abuses the FTC Had Ignored Despite Repeated Calls by Consumer Advocates and Enforcement Actions Brought By 20 States. On July 29, 2010, the New York Times reported that...

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