What Happens at the First Meeting of Creditors/341a Bankruptcy Trustee Hearing?
What Happens at the First Meeting of Creditors/341a Bankruptcy Trustee Hearing?

Once we file a bankruptcy for a client, inevitably the biggest source of stress for our clients is the 341a/Trustee meeting.  They receive the notice from the Court and the notice is entitled "First Meeting of Creditors."  For obvious reasons,...

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Should I File a Chapter 13 Bankruptcy?
Should I File a Chapter 13 Bankruptcy?

This is not an easy question to answer, as it depends on many factors.  So my first bit of advice would be to set up a consultation with an experienced bankruptcy attorney, like Capone & Keefe, so that we can...

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Bankruptcy Myths Debunked, Part 3
Bankruptcy Myths Debunked, Part 3

6.) I can only file for Bankruptcy with my Spouse.   Again not true!  Over the years, we have had more than a few situations where one spouse or the other just refused to file. There are also situations where one...

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Bankruptcy Myths Debunked, Part 2
Bankruptcy Myths Debunked, Part 2

In continuation of my last post, here are additional statements that I hear clients say all the time, that are just not true: 3) I can't file a Bankruptcy, I feel obligated to pay my creditors back:  That's great that...

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Bankruptcy May Be Your Smartest Investment and Quickest Way Back to Financial Health
Bankruptcy May Be Your Smartest Investment and Quickest Way Back to Financial Health

Fear of the unknown, pride, uncertainty, misinformation, stubbornness, distraction, and cash flow are just some of the reasons that keep people from getting their financial life  in order with a bankruptcy filing.  The problem is that without it you may...

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Bankruptcy Filing and The Automatic Stay
Bankruptcy Filing and The Automatic Stay

One of the most stressful situations that my client's are facing or have faced prior to the filing of their bankruptcy case, is the constant harrassing phone calls and correspondence that they are receiving from their creditors. Many of my...

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How a Chapter 13 Can Help You Reduce Your Burdensome Car Payment
How a Chapter 13 Can Help You Reduce Your Burdensome Car Payment

Are you currently paying a burdensome car payment; a payment that is much too high for the vehicle that you are driving. Is the high monthly payment effecting your ability to pay other bills and to properly budget your income. ...

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The Truth About Debt Consolidation
The Truth About Debt Consolidation

We've all heard those radio or television advertisements that claim that they can consolidate your credit card debt and settle it so that you only have to pay as little as 5% of what you actually owe. Sounds great doesn't...

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