Did Obama Care Cause the Continuing Decline of Consumer Bankruptcy Filings
Did Obama Care Cause the Continuing Decline of Consumer Bankruptcy Filings

Bankruptcy filings have dropped from 1,536,799 in 2010 to 770,846 in 2016. How Much of the Decline Was the Result of the Affordable Care Care Act.? In an article “How the Affordable Care Act Drove Down Personal Bankruptcy” dated May...

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There Are No Debtors’ Prisons in America But Disobeying a Court’s Order Can Get You Locked Up!
There Are No Debtors’ Prisons in America But Disobeying a Court’s Order Can Get You Locked Up!

A recent story about a Fox26 News - Student Loan Nightmare in the New York Times about a man who owed a $1,500.00 student loan debt provides an example of why debtors may wrongly believe that failure to pay a...

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Q & A:  How to Dispute An Alleged Debt Under the Fair Debt Collection Practices Act
Q & A: How to Dispute An Alleged Debt Under the Fair Debt Collection Practices Act

New Jersey Consumers Must Dispute an Alleged Debt Within 30 Days of Receiving a Demand for Payment  from a Debt Collector and the Dispute Must Be In Writing.  * The reason why a consumer residing in New Jersey who receives...

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